RAM Group

Where Successful Agents Find A Home…

 

Life e-University

Did you know that life insurance could actually be an investment in your client’s future? That the younger your clients are when they buy life insurance, the lower their premiums typically will be? That certain policies can help your clients save for retirement? Life insurance may leave you with more questions than answers. But the more you know, the easier it will be to choose the right policy for you and your clients.

 

If they are like most people, your clients have insured their health, their car, and their home. They have probably worked hard to accumulate assets for their retirement years. But what if the unexpected happened? An unexpected death is a risk that can impact or even derail all of your clients’ carefully thought out plans. Start planning now.

 

RAM Group’s Life e-University is a resource that can help you take your first step toward protecting your clients’ present and future! You will not only receive a thorough education about issues relating to life insurance, but some specifics about life insurance as well. Simply click on any of the sections listed below. This will take you to the sections explanation and in most cases, subsections for further explanations.

 

Important Note: The information in this section is only intended as a general overview and is not intended to provide tax advice. There may be carrier, product or state variations or there may have been changes in the tax law that may affect the information in this section. Please consult a tax-advisor for specific tax advice. Also, please consult RAM Group and the specific carrier for specific product and state variations.

Part 1 – Life Insurance – What is it all about?

Part 2 – Policy Types

Part 3 – Tax Considerations

Part 4 – Replacement & Exchanges

Part 5 – Advanced Markets

State Regulatory Agencies

Life Insurance Sales Ideas & Concepts

Financial Planning Glossary

Life Insurance Products

Life Insurance Quotes

Life Insurance Forms

For Agent/Broker Use Only


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