LTC e-University

Do your clients’ financial or retirement plans include protection against long-term care expenses?

They should! If they are like most people, your clients have insured their health, their car, their life, and their home. They have probably worked hard to accumulate assets for their retirement years. But what if your client needed long-term care? Long-term care is a risk that can impact or even derail all of your clients’ carefully thought out plans. Start planning now. 

RAM Group’s LTC e-University is a resource that can help you take your first step toward protecting your clients’ future! You will not only receive a thorough education about issues relating to long-term care, but some specifics about long-term care insurance as well. Simply click on any of the sections listed below. This will take you to the sections explanation and in most cases, subsections for further explanations.

Important Note: The information in this section is only intended as a general overview and is not intended to provide tax advice. There may be carrier, product or state variations or there may have been changes in the tax law that may affect the information in this section. Please consult a tax-advisor for specific tax advice. Also, please consult RAM Group and the specific carrier for specific product and state variations.